Driver assistance systems and automated driving functions – impact potentials, challenges and solutions from the point of view of the AZT

It has been demonstrated that driver assistance systems are making a significant contribution toward increasing road safety. For more than a decade, the Accident Research Department of the Allianz Center for Technology (AZT) has been analyzing impact potentials as part of several research projects, including AKTIV, TRACE and euroFOT [1, 2, 3], and was largely responsible for the fact that effective driver assistance systems are now taken into account in several countries when pricing insurance premiums. Potential effectiveness is regularly assessed on the basis of third-party liability (TPL) and motor own damage (MoD) claims reported to Allianz Versicherung [4, 5, 6, 7].