Neural Mechanisms of Human Decision-Making.

We present a computational and theoretical model of the neural mechanisms underlying human decision-making. We propose a detailed model of the interaction between brain regions, under a proposer-predictor-actor-critic framework. Task-relevant areas of cortex propose a candidate plan using fast, model-free, parallel constraint-satisfaction computations. Other areas of cortex and medial temporal lobe can then predict likely outcomes of that plan in this situation. This step is optional. This prediction-(or model-) based computation produces better accuracy and generalization, at the expense of speed. Next, linked regions of basal ganglia act to accept or reject the proposed plan based on its reward history in similar contexts. Finally the reward-prediction system acts as a critic to determine the value of the outcome relative to expectations, and produce dopamine as a training signal for cortex and basal ganglia. This model gains many constraints from the hypothesis that the mechanisms of complex human decision-making are closely analogous to those that have been empirically studied in detail for animal action-selection. We argue that by operating sequentially and hierarchically, these same mechanisms are responsible for the most complex human plans and decisions. Finally, we use the computational model to generate novel hypotheses on causes of human risky decision-making, and compare this to other theories of human decision-making.