Uninsured America: problem of lack of health insurance cover-age in the US

The large number of uninsured people is one of the American health care system’s greatest concerns. For years this number exceeded 15% of the US population. This article analyses the literature and the latest research concerning lack of health insurance in the US, with both negative and positive aspects be-ing discussed. A brief history of US health insurance is provided, and characteristics of people without insurance are considered along with an explanation of the reasons why, despite the current obligation to have insurance, many people do not have it. The article also shows how a lack of insurance affects the availability of medical services.