Liability insurance in a nutshell : simplified complexities or complex simplicities? : analysis

In reading a liability insurance contract, one may at first glance be inclined to underestimate the complexities of this form of insurance. However, this is a deceptive simplicity as liability insurance is a complex branch of the law of insurance. The reasons for the complex and somewhat confusing nature of liability insurance are entrenched in the possible multiple legal relationships involved, and in the sometimes complicated or lengthy chain of events that may occur when liability insurance comes into play.