Unmanageable Debt and Financial Difficulty in the English and Welsh Civil and Social Justice Survey: Report for the Money Advice Trust

The following report uses three years of data from the English and Welsh Civil and Social Justice Survey (CSJS), a face-to-face household survey of people’s experience of and response to rights problems, to examine respondents who reported problems associated with unmanageable debt and financial difficulty. The research was commissioned by the Money Advice Trust with the aim of enriching and supporting existing research regarding people in debt, with reference to adviceseeking strategies, impact of debt problems, and the interrelationship between debt and other problems.