Discussion on the Path to Fulfill Explicit Deposit Insurance System in China

It has been proposed to boost the deposit insurance system in the government work report on the "two sessions" this year,which energizes the study of constituting explicit deposit insurance system.In this paper,we present related researches at home and abroad.We analyze the conditions and obstacles for fulfilling explicit deposit insurance system after examining and weighing special situations of China.China should develop late-development advantage,learn from mature experience of foreign country,chose appropriate path to fulfill explicit deposit insurance system and build Chinese style explicit deposit insurance system.