Improving Families' Health, Education, And Financial Outcomes With An Incentives-Based Savings Program In A Pediatric Clinic

2021 
Background: Prior to COVID-19, two out of five people in the US could not cover a $400 emergency. Now, many more families are struggling financially. Families with low income often don’t seek needed healthcare, risking poor health outcomes. Minority families, in particular, suffer health inequities stemming from disparities in social capital, income, and education. Higher education improves long-term economic success, but low-income families have difficulty saving for their children’s futures. Children’s Savings Account (CSA) programs, which provide higher education savings to children in early childhood, have increased families’ college expectations …
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